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Research by Aegon has revealed that 64% of people had multiple pensions.
Stock market volatility and economic uncertainty have led to a sharp spike in over-50s being risk-averse with their pension savings, new research indicated.
National IFA LEBC The Retirement Adviser has called for clarity for consumers considering pension transfers.

Bosses who have jeopardised defined benefit pension schemes could be fined retrospectively, Secretary of State Esther McVey has announced.

Police have raided four homes and businesses as part of an investigation into “poorly-run pension schemes suspected of links to cold-calling”.
An ex-President of the Institute of Financial Planning has penned a new book showcasing ‘inspiring’ people aged 60 – 90 that demonstrate how to make the most of retirement.
The Adam Smith Institute says the move to raise the state pension age to 68 earlier than planned fails to go far enough.
Half of UK adults think investing in property is the method of saving for retirement that makes the most of their money, according to an Office for National Statistics report.
The latest rise in inflation is a “hammer blow” for retirees and leaves UK households with an annual £20.2bn shortfall to maintain the standard of living, Retirement Advantage claims.
Average retirement incomes have hit a near three year high, a report said today.
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