Latest Columns
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Tilley: Rebooting the FOS makes sense
I’ve written before about the lack of coherence in the UK’s pension complaints landscape and it remains a source of real frustration for those of us working in the sector.
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Tilley: Are we asking too much of pension savers?
Working in UK pensions, I’ve always accepted that the system evolves. Fiscal pressures change, demographics shift, and governments recalibrate policy objectives. But even allowing for that, the pace and volume of legislative change in the pensions space over the last few years feels unprecedented, and in my view increasingly problematic.
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Lisa Webster: Beware IHT and pensions double taxation
One of the most disliked aspects of bringing pensions into the estate for inheritance tax (IHT) purposes from 6 April 2027 is the double taxation that will occur when the member dies on or after their 75th birthday.
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Lisa Webster: Should tax-free cash always be taken?
Since the Lifetime Allowance was abolished and replaced with the Lump Sum Allowance (LSA) and lump sum and death benefit allowance (LSDBA), we have seen an increase in SIPP members who want to take drawdown only – foregoing the right to take the associated pension commencement lump sum (PCLS).
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Lisa Webster: Good news from DWP for SIPPs but not SSAS
The DWP has just released its long-awaited consultation on the SIPP transfer regulations – and it’s largely encouraging news. As an employee of a reputable SIPP provider the changes are positive. SSAS providers may be less enthusiastic about some of the proposals.
Popular News
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AI could bridge advice gap say pension professionals
A third (34%) of pension professionals believe artificial intelligence will boost member advice and guidance and help to close the advice gap, according to a new report.
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4 in 10 over-55s have no plans for pension lump sum
Nearly 40% of over 55s (38%) have no plan in place for the tax-free cash they can get from their pension.
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Lisa Webster: Good news from DWP for SIPPs but not SSAS
The DWP has just released its long-awaited consultation on the SIPP transfer regulations – and it’s largely encouraging news. As an employee of a reputable SIPP provider the changes are positive. SSAS providers may be less enthusiastic about some of the proposals.
Barnett Waddingham has appointed 7 new partners and promoted 28 associates as it expands its business.
The company says that a further 42 current associates have been awarded the title of principal this year.
The company, which currently has 73 equity-owning partners, says the appointments are on the back of continued growth.
Nick Salter, senior partner at Barnett Waddingham, said: “As Barnett Waddingham reaches the 30 year mark, with more than 1,200 staff across our 8 UK offices, our people are still at the heart of what we do in helping clients to solve their complex challenges.
“We continually invest in the development of all our people and we are extremely pleased to be able to appoint 7 new partners and promote 28 new Associates this year, thanks to our continued growth. All 73 of our Partners are full equity owners and the introduction of seven new Partners ensures that our genuine independence continues.”
The seven new partners are:
Andy Parker, who works with a number of corporate and trustee clients.
Barry McKay, a fund actuary to a number of Local Government Pension Scheme (LGPS) clients.
Chris Hawley, who is a scheme actuary to a number of clients and advises a range of UK businesses on defined benefit pension issues including risk reduction exercises, scheme funding, insurance transactions and accounting disclosures.
John Lawton, a pensions actuary with 20 years’ experience working with trustees and employers.
Julia Turney, who is responsible for the development of BW’s online wealth and benefits delivery proposition Me2.
Nasir Shah, who supports a range of general reinsurance companies and.
Sonia Kataora, who specialises in providing advice on all aspects of pension investment for DC schemes.
The 28 promoted to associate are:
Catherine Pleass, Actuarial Consulting, Amersham
Jack Sharman, Actuarial Consulting, London
James Jordan, Actuarial Consulting, Cheltenham
Ji-Hyang Lee, Actuarial Consulting, Glasgow
Lauren Round, Actuarial Consulting Liverpool
Lewis Chapman, Actuarial Consulting, London
Mark Tinsley, Actuarial Consulting, Amersham
Nicole Tooze, Actuarial Consulting, Amersham
Harshil Shah, Corporate Consulting, London
Lewys Curteis, Corporate Consulting, Liverpool
Sarah Pearson, Governance, Leeds
Iain Maclugash, Insurance Consulting, London
Ann Tang, IT, Amersham
Alistair Mathew, Investment Consulting, Cheltenham
Dan Wooder, Investment Consulting, Liverpool
Emily Houghton, Investment Consulting, Amersham
Matt Gold, Investment Consulting, London
Sam Hockey, Investment Consulting, Bromsgrove
Katherine Fossett, Longevity, London
Karen Perumal, Marketing, Bromsgrove
Andrea Turner, Pension Administration Leeds
Christine Kerr, Pensions Administration, Glasgow
Gwyneth Lloyd, Pensions Administration, Cheltenham
John Bacon, Pension Administration, Bromsgrove
Tim Roberts, Pension Administration, London
Louise Lau, Public Sector Consulting, Glasgow
Nick Clynes, Workplace Health and Wealth, Leeds
Peter Meyler, Workplace Health and Wealth, London
The 42 Associates awarded the new title of principal:
Barbara-Ann Thompson, Actuarial Consulting, Leeds
Chris Ramsey, Actuarial Consulting, London
Dan Robinson, Actuarial Consulting, Amersham
John Cormell, Actuarial Consulting, Bromsgrove
Jonathan Smart, Actuarial Consulting, Amersham
Jon Worthington, Actuarial Consulting, Liverpool
Rosie Marsh, Actuarial Consulting, Leeds
Scott McGarva, Actuarial Consulting, Glasgow
Will Bennett, Actuarial Consulting, Cheltenham
Will Rice, Actuarial Consulting, Amersham
Jane Ralph, Corporate Consulting, Bromsgrove
Rosie Fantom, Corporate Consulting, London
Tony Broadhurst, Finance, London
Jacqui Derrick, HR, Cheltenham
Chris Binns, Investment Consulting, Leeds
David Moreton, Investment Consulting, Bristol
Ian Mills, Investment Consulting, London
Michelle Bellwood, Investment Consulting, Amersham
Pete Smith, Investment Consulting, Glasgow
Peter Daniels, Investment Consulting, Liverpool
James Harrington, IT Amersham
Amardeep Sitara, IT, London
Amanda Bradley, Pension Administration, Bromsgrove
Ben Clacker, Pension Administration, Cheltenham
Collette Graham, Pension Administration, Cheltenham
David Connell, Pension Administration, London
Fiona Rumsby, Pension Administration, Amersham
Julie Walker, Pension Administration, Glasgow
Mandie Bird, Pension Administration, Cheltenham
Mandy Bridgman, Pension Administration, Bromsgrove
Paula Hendry, Pension Administration, Liverpool
Pete Gage, Pension Administration, Amersham
Sara Cook, Pension Administration, London
Sharon Khan, Pension Administration, Leeds
Tom Cowley, Pension Administration, Bromsgrove
Annemarie Allen, Public Sector Consulting, London
Melanie Durrant, Public Sector Consulting, Cheltenham
Lisa McMinn, SIPP, Glasgow
Tim Saxton, SIPP, Cheltenham
Ian Jones, SSAS, Leeds
Kathryn Rushton, SSAS, Liverpool
Martin Willis, Workplace Health and Wealth, London
The Association of British Insurers has warned that “alarming” numbers of pension savers are entering retirement and using pensions drawdown without taking any financial advice.