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  • Lisa Webster: Take the pension first? Think again

     

    With the impending changes to tax treatment of pensions on death, there has been talk around the order of income in retirement being turned on its head.

  • Tilley: Transfer reform welcome but SSAS governance is key

    At first glance, DWP’s June 2026 consultation on proposed changes to the 2021 transfer regulations does something the industry has long asked for; it acknowledges that the current regime, while well intended, has created too much friction for some perfectly legitimate pension transfers.

  • Lisa Webster: Good news from DWP for SIPPs but not SSAS

    The DWP has just released its long-awaited consultation on the SIPP transfer regulations – and it’s largely encouraging news. As an employee of a reputable SIPP provider the changes are positive. SSAS providers may be less enthusiastic about some of the proposals.

  • Lisa Webster: Should tax-free cash always be taken?

    Since the Lifetime Allowance was abolished and replaced with the Lump Sum Allowance (LSA) and lump sum and death benefit allowance (LSDBA), we have seen an increase in SIPP members who want to take drawdown only – foregoing the right to take the associated pension commencement lump sum (PCLS).

  • Tilley: Are we asking too much of pension savers?

    Working in UK pensions, I’ve always accepted that the system evolves. Fiscal pressures change, demographics shift, and governments recalibrate policy objectives. But even allowing for that, the pace and volume of legislative change in the pensions space over the last few years feels unprecedented, and in my view increasingly problematic.

Popular News

Latest News
Adviser firm LEBC has teamed up with Aviva and the Institute of Certified Bookkeepers to launch an auto–enrolment portal.

Failure to save earlier in life to build up a pension is the biggest financial regret for over a quarter of over 65 year-olds, a survey suggests.

Retirement planning is the top priority for many high net worth clients, according to a poll looking at financial resolutions in 2016.

A Sipp provider is hoping to entice clients from rival firms by offering to transfer land and property into its Sipp for free.

A campaign sparked by the ‘devastating’ consequences of ‘shattered’ retirement plans has nearly enough support to trigger a debate in Parliament.

A pensions firm is offering free robo-advice on retirement for the most vulnerable people in society.

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