Women are more likely to miss out on entitlement to free guidance despite having the most to gain, according to a new report.

Nearly nine in 10 (88%) women aged 45-54 surveyed by retirement specialist Just Group did not know they were entitled to free, independent and impartial pension guidance.

The 12% who said they were aware was nearly half the 20% of men aged 45-54 who knew about the service.