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Fewer than half (46 per cent) of couples over the age of 40 in the UK have made arrangements to ensure that one partner will continue to receive a retirement income after the other dies.
Aviva is demanding stricter rules on pension transfers to stop the "spiralling number of people being persuaded by fraudsters" to access their retirement savings early.
Award-winning Financial Planner Emma Hall is set to join Clifton Wealth in Bristol and apply her skills to the personal investment, income drawdown and inheritance tax sectors.
The majority of over-45s in the UK expect to retire with at least £490,990 in assets, according to research from equity release provider Partnership.
Hargeaves Lansdown says the DWP is right to consult on a charge cap on workplace pensions and changes should be made, particularly on older schemes.