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The morning after Budget day found me waking up in my hotel rather down.

I would recommend that everyone takes time to read the Green Paper called 'strengthening the incentive to save' – a consultation on pension tax relief.

Now nominations are nothing new, members have been able to nominate dependants to receive pension death benefits and beneficiaries to receive a lump sum.

In an alternative world to the UK Budget, The European Insurance and Occupational Pension Authority published a consultation paper on the creation of a standardised Pan-European Personal Pension product on 3 July.

A couple of Saturdays ago, and in a break from having a full weekend, I was asked to speak at the Retirement Money Show in London. 

I was at my daughter’s birthday party last Sunday afternoon doing that bit where you hang around while all the kids have fun.

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