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Chancellor Rachel Reeves is reportedly considering cutting the tax-free pension commencement lump sum in a bid to save more than £2bn a year for the Treasury.

Charging inheritance tax on unused pension funds will create confusion and increase the risk of gifting mistakes for the Bank of Mum and Dad and Gran and Grandad, equity release specialist Key Advice has warned.

A petition calling for a 10-day pension switch guarantee has attracted more than 2,000 signatures in its first two weeks.

The majority of Millennials (56%) and Gen Z (62%) see a mixture of pension and property as their main retirement asset, according to new research.

The average value of an annuity has soared 160% since 2021, according to newly-published client data from Hargreaves Lansdown.

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