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When SIPPs were in their infancy they were largely a niche product reserved for the most affluent, small business owners and entrepreneurs.

It’s been a few years now since the words “holiday”, “property” and “SIPPs” were commonly found together.

July felt like an incredibly busy month. Aside from the continued juggle of home schooling alongside the day job, consultations have been coming at us thick and fast.

I joined the industry at the start of 2005, when A-day was approaching and a whole new world of simplified pensions was on the horizon.

I last wrote about Mrs Staveley in my blog of June 2019, and the name will be familiar to many. Mrs Staveley passed away back in December 2006 having transferred her pension just a few weeks earlier while in full knowledge of her terminal illness.

I’ve spent the last few weeks travelling the length of the country talking about the Retirement Outcomes Review (ROR) and what it means for advisers and their clients.

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