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It is quite hard to believe that we have just welcomed in the start of a new decade as 2020 begins.

It is hard to believe that the first SIPP was sold over 30 years ago.

As the UK moves into the 7th week of lockdown and the world has changed beyond all recognition, it has also been a time of reflection.

Forgetting the taper may be wishful thinking for those of us in the pensions world but most of the general public (NHS aside) may be blissfully unaware. 

Starting a pension for a child is a very long-term investment, and probably one only considered by high net worth individuals who have used every available tax wrapper to the max. Given the most that can be paid in for someone with no earnings is £3,600 gross a year, it’s important that any pension started is low-cost or the tax benefits can quickly be wiped out.

As you will no doubt be aware, we have recently had the budget date announced as 11 March. This is somewhat later than anticipated, not least because the Conservatives pledged a post Brexit Budget in February as part of their election campaign.

  1. Lisa Webster: One size regulation doesn’t fit all SIPPs
  2. Lisa Webster: In tough times advisers show their worth
  3. Lisa Webster: Let's make pathways pause permanent
  4. Lisa Webster: Why the MPAA should be suspended

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